2FA
| Two Factor Authentication
|
A&AS
| Account & Audit Section
|
AAA
| Association of Accounting Technicians
|
AADHAR
| Unique Identification Number
|
AAIFR
| Appellate Authority for Industrial and Financial Reconstruction
|
ABM
| Automated Branch Management
|
ABS
| Asset Backed Security
|
ACB
| Audit Committee of the Board
|
ACE
| Asset Care Enterprise Ltd.
|
ACH
| Automated Clearing House
|
ACLF
| Additional Collateralised Lending Facility
|
ACU
| Asian Clearing Union
|
AD
| Authorised Dealer
|
ADR
| American Depository Receipt
|
AE
| American Express
|
AER
| Annual Equivalent Rate
|
AFC
| Asset Financing Company
|
AFD
| Agricultural Finance Division
|
AFS
| Available For Sale
|
AFTA
| ASEAN Free Trade Area
|
AGM
| Annual General Meeting
|
AIBP
| Accelerated Irrigation Benefit Programme
|
AICL
| Agricultural Insurance Company of India Ltd.
|
AIF
| Alternative Investment Fund
|
AIFI
| All India Financial Institutions
|
AIFIs
| All India Financial Institutions
|
ALCO
| Asset Liability Committee
|
ALD
| Aggregate Liabilities to the Depositors
|
ALM
| Asset Liability Management
|
AMC
| Asset Management Company
|
AMFI
| Association of Mutual Funds in India
|
AML
| Anti Money Laundering
|
AMS
| Aggregate Measures of Support
|
ANBC
| Adjusted Net Bank Credit
|
ANSI
| American National Standards Institute
|
AOA
| Articles of Association
|
APACS
| Association of Payment and Clearing Services
|
APBS
| Aadhar Payment Bridge System
|
APDRP
| Accelerated Power Development and Reform Programme
|
APL
| Above Poverty Line
|
APM
| Administered Price Mechanism
|
APR
| Annual Percentage Rate
|
APSFC
| Andhra Pradesh State Financial Corporation
|
APY
| Atal Pension Yojana
|
ARC
| Asset Reconstruction Company
|
ARCIL
| Asset Reconstruction Company of India Ltd.
|
ARCs
| Asset Reconstruction Companies
|
ARDC
| Agriculture Refinance and Development Corporation
|
ARF
| Additional Risk Factor
|
AS
| Accounting Standards
|
ASBA
| Application Supported by Blocked Amount
|
ASCI
| Administrative Staff College of India
|
ASEAN
| Association of South East Asian Nations
|
ASF
| Available Stable Funding
|
ATC
| Agreement on Textile and Clothing
|
ATM
| Automated Teller Machine
|
AUM
| Assets Under Management
|
BACS
| Bankers Automated Clearing System
|
BAI
| Banking Association of India
|
BALIC
| Bajaj Allianz Life Insurance Company
|
BAN
| Bank Account Number
|
BASEL
| Basel Accords (International banking regulations)
|
BBB
| Bank Board Bureau
|
BBPS
| Bharat Bill Payment System
|
BC
| Business Correspondent
|
BCA
| Business Correspondent Agent
|
BCBS
| Basel Committee On Banking Supervision
|
BCC
| Bank Credit Committee
|
BCP
| Business Continuity Plan
|
BCSBI
| Banking Codes and Standards Board of India
|
BDT
| Bank Debit Transaction
|
BFS
| Board of Financial Supervision
|
BFSI
| Banking, Financial Services and Insurance
|
BG
| Bank Guarantee
|
BHC
| Bank Holding Company
|
BHIM
| Bharat Interface for Money
|
BIC
| Bank Identifier Code
|
BIFR
| Board for Industrial and Financial Reconstruction
|
BIMST
| EC Bangladesh, India, Myanmar, Sri Lanka, Thailand Economic Cooperation
|
BIMSTEC
| Bay of Bengal Initiative for Multi Sectoral Technical and Economic Cooperation
|
BIS
| Bank for International Settlements
|
BIS
| Bank for International Settlements
|
BLBC
| Block-Level Bankers Committee
|
BO
| Banking Ombudsman
|
BOD
| Board of Directors
|
BOE
| Bill of Exchange
|
BOND
| Borrowing of Negotiable Debt
|
BOP
| Balance of Payments
|
BPC
| Benefits Processing Corp
|
BPL
| Below Poverty Line
|
BPLR
| Benchmark Prime Lending Rate
|
BPM
| Business Process Management
|
BPO
| Business Process Outsourcing
|
BPS
| Basis Points
|
BPSS
| Board for Payment and Settlement Systems
|
BRBNMPL
| Bharatiya Reserve Bank Note Mudran Private Limited
|
BRS
| Bank Reconciliation Statement
|
BSA
| Bank Secrecy Act
|
BSE
| The Stock Exchange, Mumbai
|
BSR
| Basic Statistical Returns
|
BTC
| Bankers Training College
|
BTL
| Below the Line
|
CA
| Certification Authority
|
CAAP
| Capital Adequacy Assessment Process
|
CAB
| College of Agricultural Banking
|
CAC
| Collective Action Clause
|
CAD
| Capital Account Deficit
|
CAG
| Comptroller and Auditor General
|
CAGR
| Compound Annual Growth Rate
|
CAM
| Credit Appraisal Memorandum
|
CAMELS
| Capital Adequacy, Asset Quality, Management, Earnings, Liquidity, Sensitivity
|
CAPEX
| Capital Expenditure
|
CAPM
| Capital Asset Pricing Model
|
CARE
| Credit Analysis & Research Ltd
|
CASA
| Current and Savings Account
|
CBDT
| Central Board of Direct Taxes
|
CBI
| Central Bureau of Investigation
|
CBIC
| Central Board of Indirect Taxes and Customs
|
CBLO
| Collateralized Borrowing and Lending Obligation
|
CBoT
| Chicago Board of Trade
|
CBS
| Consolidated Banking Statistics
|
CBS
| Core Banking Solution
|
CBT
| Computer-Based Terminal
|
CC
| Cash Credit
|
CCA
| Controller of Certifying Authorities
|
CCIL
| Clearing Corporation of India Limited
|
CCP
| Central Counter Party
|
CCR
| Credit Conversion Ratio
|
CD
| Certificate of Deposit
|
CDBMS
| Central Database Management System
|
CDR
| Corporate Debt Restructuring
|
CDSL
| Central Depository Services Limited
|
CEA
| Central Electricity Authority
|
CECA
| Comprehensive Economic Cooperation Agreement
|
CED
| Centre For Entrepreneurship Development
|
CEMA
| Credit Enhancement Mechanism Agreement
|
CENVAT
| Central Value Added Tax
|
CEO
| Chief Executive Officer
|
CEPA
| Comprehensive Economic Partnership Agreement
|
CEPR
| Centre for Economic Policy Research
|
CEPT
| Common External Preferential Tariff
|
CERSAI
| Central Registry of Securitisation Asset Reconstruction and Security Interest
|
CET
| Core Equity Tier
|
CF
| Cash Flow
|
CFMS
| Centralised Funds Management System
|
CFR
| Cost and Freight
|
CFS
| Consolidated Financial Statement
|
CFT
| Combating the Financing of Terrorism
|
CFTS
| Centralised Funds Transfer System
|
CGRA
| Currency and Gold Revaluation Account
|
CGTMSE
| Credit Guarantee Fund Trust for Micro and Small Enterprises
|
CGTSI
| Credit Guarantee Fund Trust for Small Industries
|
CHAPS
| Clearing House Automated Payment System
|
CIB
| Capital Indexed Bond
|
CIBIL
| Credit Information Bureau of India Limited
|
CIF
| Customer Information File
|
CIM
| Confidential Information Memorandum
|
CIP
| Customer Identification Program
|
CIS
| Commonwealth of Independent States
|
CKYCR
| Central KYC Registry
|
CLA
| Central Listing Authority
|
CLB
| Company Law Board
|
CLF
| Collateralised Lending Facility
|
CLP
| Credit Linked Plan
|
CLR
| Credit Loss Ratio
|
CLSS
| Credit Linked Subsidy Scheme
|
CMA
| Collateral Management Agreement
|
CMO
| Collateralized Mortgage Obligation
|
CMR
| Credit Market Report
|
CMS
| Cash Management System
|
CN
| Credit Note
|
CNP
| Card Not Present
|
COB
| Close of Business
|
COD
| Central Office Department
|
COF
| Cost of Funds
|
CoR
| Certificate of Registration
|
COT
| Commission on Turnover
|
CP
| Commercial Paper
|
CPI
| Consumer Price Index
|
CPIS
| Coordinated Portfolio Investment Survey
|
CPR
| Consolidated Prudential Report
|
CPSS
| Committee on Payment and Settlement Systems
|
CPSU
| Central Power Sector Utility
|
CRA
| Credit Rating Agency
|
CRAR
| Capital to Risk Weighted Assets Ratio
|
CRF
| Cash Reserve Fund
|
CRISIL
| Credit Rating Information Services of India Limited
|
CRM
| Credit Risk Management
|
CRR
| Cash Reserve Ratio
|
CSA
| Credit Support Annex
|
CSC
| Common Service Centre
|
CSGL
| Constituents" Subsidiary General Ledger Account
|
CSGLA
| Constituent’s Subsidiary General Ledger Account
|
CSIR
| Council of Scientific and Industrial Research
|
CSO
| Central Statistical Organisation
|
CSP
| Central Sector Project
|
CSR
| Corporate Social Responsibility
|
CSV
| Cash Surrender Value
|
CTS
| Cheque Truncation System
|
CVC
| Central Vigilance Commission
|
CVPS
| Currency Verification and Processing System
|
DA
| Documents Against Acceptance
|
DAD
| Deposit Accounts Department
|
DAPM
| Department of Administration and Personnel Management
|
DBOD
| Department of Banking Operations and Development
|
DBS
| Department of Banking Supervision
|
DC
| DB Defined Contribution Defined Benefit
|
DCA
| Debtor Creditor Agreement
|
DCM
| Department of Currency Management
|
DCP
| District Credit Plan
|
DD
| Demand Draft
|
DDM
| District Development Manager
|
DDP
| Delivery Duty Paid
|
DEAP
| Department of Economic Analysis and Policy
|
DEBC
| Department of Expenditure and Budgetary Control
|
DEIO
| Department of External Investments and Operations
|
DESACS
| Department of Statistical Analysis and Computer Services
|
DFC
| Development Finance Company
|
DFHI
| Discount and Finance House of India
|
DFI
| Development Finance Institution
|
DFID
| Department For International Development
|
DFRC
| Duty Free Replenishment Certificate
|
DFS
| Department of Financial Services
|
DGBA
| Department of Government and Bank Accounts
|
DGCI&S
| Directorate General of Commercial Intelligence and Statistics
|
DICGC
| Deposit Insurance and Credit Guarantee Corporation
|
DIF
| Deposit Insurance Fund
|
DIR
| Differential Interest Rate
|
DIT
| Department of Information Technology
|
DMAT
| Dematerialized Account
|
DNBS
| Department of Non Banking Supervision
|
DNPD
| Derivatives and New Products Departments
|
DNSS
| Deferred Net Settlement System
|
DP
| Depository Participant
|
DPN
| Derivative Usance Promissory Note
|
DPs
| Depository Participants
|
DR
| Beneficiaries of Differential Interest Rate
|
DRA
| Debt Recovery Agent
|
DRAT
| Debt Recovery Appellate Tribunal
|
DRDA
| District Rural Development Agency
|
DRG
| Development Research Group
|
DRI
| Differential Rate of Interest
|
DRS
| Disaster Recovery System
|
DRT
| Debt Recovery Tribunal
|
DSA
| Direct Selling Agent
|
DSCR
| Debt Service Coverage Ratio
|
DSIB
| Domestic Systemically Important Bank
|
DSS
| Debt Swap Scheme
|
DTA
| Domestic Tariff Area
|
DTL
| Demand and Time Liabilities
|
DVP
| Delivery Versus Payment
|
DWCRA
| Development of Women and Children in Rural Areas
|
EBRD
| European Bank for Reconstruction and Development
|
EBT
| Electronic Benefits Transfer
|
EC
| Exchange Control
|
ECB
| External Commercial Borrowing
|
ECD
| Exchange Control Department
|
ECGC
| Export Credit Guarantee Corporation
|
ECN
| Electronic Communication Network
|
ECR
| Export Credit Refinance
|
ECS
| Electronic Clearing Service
|
ED
| Enforcement Directorate
|
EDI
| Electronic Data Interchange
|
EDIFAR
| Electronic Data Information Filing and Retrieval
|
EEA
| Exchange Equalisation Account
|
EEFC
| Exchange Earners" Foreign Currency Account
|
EFC
| Exchange Fluctuation Cost
|
EFM
| External Fund Manager
|
EFT
| Electronic Funds Transfer
|
EFTPOS
| Electronic Funds Transfer Point of Sale
|
EIF
| European Investment Fund
|
EIR
| Effective Interest Rate
|
EKMS
| Enterprise Knowledge Management System
|
ELSS
| Equity Linked Savings Scheme
|
EME
| Emerging Market Economy
|
EMI
| Equated Monthly Installment
|
EMM
| Enterprise Maturity Model
|
EMU
| European Monetary Union
|
EOD
| End of Day
|
EOU
| Export Oriented Unit
|
EPABX
| Electronic Private Automatic Branch Exchange
|
EPCG
| Export Promotion Capital Goods
|
EPS
| Earnings Per Share
|
EPU
| Earnings Per Unit
|
ERA
| Exchange Rate Agreement
|
ESCAP
| Economic and Social Commission for Asia and the Pacific
|
ESI
| Employee State Insurance
|
ESOP
| Employees Stock Option Plan
|
ETD
| Exchange Traded Derivatives
|
ETF
| Exchange Traded Fund
|
EU
| European Union
|
EUIN
| Employee Unique Identification Number
|
FAQ
| Frequently Asked Question
|
FATCA
| Foreign Account Tax Compliance Act
|
FATF
| Financial Action Task Force
|
FCA
| Foreign Currency Assets
|
FCCB
| Foreign Currency Convertible Bond
|
FCD
| Fully Convertible Debentures
|
FCI
| Foreign Currency Inflows
|
FCL
| Foreign Currency Loan
|
FCNR
| Foreign Currency Non Resident Account
|
FCNR(B)
| Foreign Currency Non Resident (Banks)
|
FCNRA
| Foreign Currency Non Resident Account
|
FCRA
| Forward Contract Regulation Act
|
FD
| Fixed Deposit
|
FDI
| Foreign Direct Investment
|
FDR
| Fixed Deposit Receipt
|
FED
| Foreign Exchange Department
|
FEDAI
| Foreign Exchange Dealers Association of India
|
FEMA
| Foreign Exchange Management Act
|
FER
| Foreign Exchange Reserves
|
FET
| ERS Foreign Exchange Transactions Electronic Reporting System
|
FFMC
| Full Fledged Money Changer
|
FFR
| Federal Funds Rate
|
FI
| Financial Institution
|
FIDC
| Finance Industry Development Council
|
FIFO
| First In, First Out
|
FII
| Foreign Institutional Investor
|
FII
| Foreign Institutional Investor
|
FIIS
| Farm Insurance Income Scheme
|
FIMMDA
| Fixed Income Money Market and Derivatives Association of India
|
FIS
| Financial Information System
|
FIU
| Financial Intelligence Unit
|
FLDG
| First Loss Default Guarantee
|
Fls
| Financial Institutions
|
FMC
| Forward Markets Commission
|
FMCG
| Fast Moving Consumer Goods
|
FMP
| Fixed Maturity Plan
|
FPI
| Foreign Portfolio Investment
|
FPO
| Follow on Public Offering
|
FRA
| Forward Rate Agreement
|
FRB
| Floating Rate Bond
|
FRBM
| Fiscal Responsibility and Budget Management
|
FRL
| Full Reservoir Level
|
FRN
| Floating Rate Note
|
FRO
| Foreigners Registration officer
|
FRRO
| Foreigners Regional Registration officer
|
FSCS
| Financial Services Compensation Scheme
|
FSS
| Financial Software Systems
|
FSSA
| Financial System Stability Assessments
|
FTP
| Financial Transaction Plan
|
FTS
| Funds Transfer System
|
FTT
| Foreign Travel Tax
|
FV
| Face Value
|
FVCI
| Foreign Venture Capital Investor
|
FX
| Foreign Exchange
|
GAAP
| Generally Accepted Accounting Principles
|
GATS
| General Agreement on Trade in Services
|
GATT
| General Agreement on Tariffs and Trade
|
GB
| Giga bytes
|
GCF
| Gross Capital Formation
|
GDCF
| Gross Domestic Capital Formation
|
GDP
| Gross Domestic Product
|
GDR
| Global Depository Receipt
|
GDS
| Gross Domestic Saving
|
GFCF
| Gross Fixed Capital Formation
|
GFD
| Gross Fiscal Deficit
|
GIC
| General Insurance Corporation of India
|
GIPSA
| General Insurance Public Sector Association
|
GIS
| Geographic Information System
|
GlC
| General Insurance Corporation of India
|
GNP
| Gross National Product
|
GOI
| Government of India
|
GRF
| Guarantee Redemption Fund
|
GSEC
| Government Securities
|
GSO
| Green Shoe Option
|
GST
| Goods and Services Tax
|
GSTPA
| Global Straight Through Processing Association
|
HACCP
| Hazard Analysis and Critical Control Points
|
HDFC
| Housing Development Finance Corporation
|
HFC
| Housing Finance Company
|
HFCs
| Housing Finance Companies
|
HFT
| Held for Trading
|
HLCCFCM
| High Level Co ordination Committee on Financial and Capital Market
|
HPFC
| Himachal Pradesh Financial Corporation
|
HR
| Human Resources
|
HRA
| House Rent Allowance
|
HRDD
| Human Resources Development Department
|
HTM
| Held to Maturity
|
HUDCO
| Housing and Urban Development Corporation
|
HUF
| Hindu Undivided Family
|
IAD
| Internal Audit Department
|
IADB
| Inter American Development Bank
|
IAS
| Integrated Accounting System
|
IASC
| Inspection and Audit Sub Committee
|
IATT
| Inland Air Travel Tax
|
IBA
| Indian Banks’ Association
|
IBS
| International Banking Statistics
|
IBU
| International Banking Unit
|
ICA
| Inter creditor Agreement
|
ICAI
| Institute of Chartered Accountants of India
|
ICAO
| International Civil Aviation Organisation
|
ICC
| International Chamber of Commerce
|
ICCOMS
| Integrated Computerised Currency
|
ICDS
| Income Computation and Disclosure Standards
|
ICG
| Interactive Co ordination Group
|
ICOR
| Incremental Capital Output Ratio
|
ICRA
| Investment Information and Credit Rating Agency
|
ID
| Inspection Department
|
IDBI
| Industrial Development Bank of India
|
IDC
| International Data Corporation
|
IDL
| Intra day Liquidity
|
IDMD
| Internal Debt Management Department
|
IDR
| Indian Depository Receipt
|
IDRBT
| Institute for Development and Research in Banking Technology
|
IEA
| International Energy Agency
|
IEBR
| Internal and Extra Budgetary Resources
|
IECD
| Industrial and Export Credit Department
|
IEM
| Industrial Entrepreneurs Memoranda
|
IEPF
| Investor Education and Protection Fund
|
IFC
| International Finance Corporation
|
IFCI
| Industrial Finance Corporation of India
|
IFI
| International Financial Institution
|
IFR
| Investment Fluctuation Reserve
|
IFSC
| Indian Financial System Code
|
IIBI
| Industrial Investment Bank of India
|
IIP
| International Investment Position
|
IIT
| Indian Institute of Technology
|
IMD
| India Meteorological Department
|
IMF
| International Monetary Fund
|
IMFC
| International Monetary and Financial Committee
|
IMPS
| Immediate Payment Service
|
INFINET
| Indian Financial Network
|
INSOLVENCY
| Insolvency and Bankruptcy Code (IBC)
|
INVIT
| Infrastructure Investment Trust
|
IOSCO
| International Organisation of Securities Commissions
|
IP
| Internet Provider
|
IPO
| Initial Public Offering
|
IPSS
| Integrated Payment and Settlement System
|
IRa
| Industrial Reconstruction Corporation of India Limited
|
IRB
| Internal Rating Based
|
IRDA
| Insurance Regulatory and Development Authority
|
IRDAI
| Insurance Regulatory and Development Authority of India
|
IRDP
| Integrated Rural Development Programme
|
IRE
| Internal Rating Based
|
IRF
| Interest Rate Futures
|
IRR
| Internal Rate of Return
|
IRS
| Interest Rate Swap
|
ISA
| Information System Audits
|
ISDA
| International Swaps and Derivatives Association
|
ISIN
| International Securities Identification Number
|
ISN
| International System of Nomenclature
|
ISO
| International Standard Organisation
|
ISP
| Information Security Policy
|
IT
| Information Technology
|
ITES
| BPO Information Technology Enabled Services and Business Process Outsourcing
|
IVP
| Indira Vikas Patra
|
JCB
| Japan Credit Bureau
|
JCI
| Jute Corporation of India
|
JLF
| Joint Lenders Forum
|
JLG
| Joint Liability Group
|
JNIDB
| Jawaharlal Nehru Institute of Development Banking
|
JPC
| Joint Parliamentary Committee
|
JV
| Joint Venture
|
KCC
| Kisan Credit Card
|
KVIC
| Khadi and Village Industries Commission
|
KVP
| Kisan Vikas Patra
|
KYC
| Know Your Customer
|
LAB
| Local Area Bank
|
LAF
| Liquidity Adjustment Facility
|
LAN
| Local Area Network
|
LaR
| Liquidity at Risk
|
LBS
| Lead Bank Scheme
|
LC
| Letter of Credit
|
LCR
| Liquidity Coverage Ratio
|
LD
| Legal Department
|
LETS
| Local Exchange Trading Systems
|
lIBI
| Industrial Investment Bank of India Limited
|
LIBOR
| London Inter Bank Offered Rate
|
LIC
| Life Insurance Corporation of India
|
LIFFE
| London Inter Bank Financial Futures Exchange
|
LOC
| Letter of Credit
|
LOU
| Letter of Undertaking
|
LPA
| Long Period Average
|
LPG
| Liquefied Petroleum Gas
|
LTF
| Long-Term Finance
|
LTO
| Long Term Operations
|
LTV
| Loan to Value
|
LVPS
| Large Value Payment Systems
|
M&A
| Merger and Acquisition
|
M&As
| Mergers and Acquisitions
|
M3
| Broad Money
|
MAD
| Market Abuse Directive
|
MASI
| Management Audit Systems Inspection
|
MAT
| Minimum Alternate Tax
|
MB
| Mega byte
|
MBFC
| Mutual Benefit Financial Company
|
MBS
| Mortgage Backed Securities
|
MCLR
| Marginal Cost of Funds Based Lending Rate
|
MFA
| Multi Fibre Agreement
|
MFI
| Microfinance Institution
|
MFIs
| Micro-Financial Institutions
|
MG
| Mahatma Gandhi
|
MICR
| Magnetic Ink Character Recognition
|
MICR
| Magnetic Ink Character Recognition
|
MIFOR
| Mumbai Inter Bank Forward Offered Rate
|
MIRSD
| Market Intermediaries Registration and Supervision Department
|
MIS
| Management Information System
|
MMID
| Mobile Money Identifier
|
MNBC
| Miscellaneous Non Banking Company
|
MOF
| Ministry of Finance
|
MoU
| Memorandum of Understanding
|
MPBF
| Maximum Permissible Bank Finance
|
MPI
| Macro Prudential Indicator
|
MRD
| Market Regnlation Department
|
MRTP
| Monopolies and Restrictive Trade Practices
|
MSCS
| Multi State Co operative Societies
|
MSF
| Marginal Standing Facility
|
MSME
| Micro, Small, and Medium Enterprises
|
MSP
| Minimum Support Price
|
MSS
| Market Stabilisation Scheme
|
MTFRP
| Medium Term Fiscal Reforms Programme
|
MTM
| Mark to Market
|
MTNs
| Medium-Term Notes
|
MW
| Mega Watts
|
NABARD
| National Bank for Agriculture and Rural Development
|
NACH
| National Automated Clearing House
|
NAFCUB
| National Federation of Urban Cooperative Banks and Credit Societies
|
NAFED
| National Agricultural Co operative Marketing Federation
|
NASSCOM
| National Association of Software and Services Companies
|
NAV
| Net Asset Value
|
NBC
| Net Bank Credit
|
NBFC
| Non Banking Financial Company
|
NCAER
| National Council of Applied Economic Research
|
NCC
| National Clearing Cells
|
NCD
| Non Convertible Debenture
|
NCS
| Network Computing System
|
NDA
| Net Domestic Assets
|
NDC
| Non-Dues Certificate
|
NDS
| Negotiated Dealing System
|
NDTL
| Net Demand and Time Liabilities
|
NEER
| Nominal Effective Exchange Rate
|
NEFT
| National Electronic Funds Transfer
|
NEFT
| National Electronic Funds Transfer
|
NEP
| National Electricity Policy
|
NFA
| Net Foreign Assets
|
NFBS
| National Family Benefit Scheme
|
NFS
| National Financial Switch
|
NGO
| Non Government Organisation
|
NHAI
| National Highway Authority of India
|
NHB
| National Housing Bank
|
NIAS
| National Impact Assessment Survey
|
NIBM
| National Institute of Bank Management
|
NIC
| National Industrial Credit
|
NIl
| Net Interest Income
|
NMBS
| National Maternity Benefit Scheme
|
NMS
| Network Management System
|
NOAPS
| National Old Age Pension Scheme
|
NOF
| Net Owned Fund
|
NPA
| Non Performing Asset
|
NPA
| Non-Performing Asset
|
NPAs
| Non-Performing Assets
|
NPC
| National Payments Council
|
NPCI
| National Payments Corporation of India
|
NPLM
| Non-Performing Loan Management
|
NPS
| Non-Priority Sector
|
NR(NR)RD
| Non Resident (Non Repatriable) Rupee Deposits
|
NRE
| Non-Resident (External) Rupee Account
|
NRI
| Non Resident Indian
|
NRNR
| Non-Resident Non-Repatriable Term Deposit Account
|
NRO
| Non Resident Ordinary Account
|
NRSR
| Non Resident Special Rupee Deposits
|
NSAP
| National Social Assistance Programme
|
NSC
| National Statistical Commission
|
NSDL
| National Securities Depository Limited
|
NSE
| National Stock Exchange
|
NSF
| Net Satisfaction Factor
|
NSIC
| National Small Industries Corporation
|
NSS
| National Savings Scheme
|
NSSF
| National Small Saving Fund
|
O&M
| Operation and Maintenance
|
OBCs
| Other Backward Classes
|
OBE
| Off-Balance Sheet Exposures
|
OBU
| Offshore Banking Unit
|
OBUs
| Offshore Banking Units
|
OCB
| Overseas Corporate Bodies
|
OD
| Overdraft
|
OECD
| Organisation for Economic Cooperation and Development
|
OERS
| Optional Early Retirement Scheme
|
OFCS
| Offshore Financial Centers
|
OLTAS
| Online Tax Accounting Systems
|
OMO
| Open Market Operation
|
ONGC
| Oil and Natural Gas Commission
|
OPAC
| Online Public Access Catalogue
|
OPEC
| Organisation of Petroleum Exporting Countries
|
Operation
| and Management System
|
OSMOS
| Off site Monitoring and Surveillance
|
OTC
| Over the Counter
|
OTCEI
| Over the Counter Exchange of India
|
OTR
| One Time Restructuring
|
OTS
| One Time Settlement
|
OWS
| Other Welfare Schemes
|
P&L
| Profit and Loss
|
PA
| Public Account
|
PACS
| Primary Agricultural Credit Societies
|
PAN
| Permanent Account Number
|
PAS
| Performance Appraisal System
|
PAT
| Profit After Tax
|
PBS
| Projected Balance Sheet
|
PBT
| Profit Before Tax
|
PC
| Participation Certificate
|
PCA
| Prompt Corrective Action
|
PCD
| Partially Convertible Debenture
|
PCDs
| Partly Convertible Debentures
|
PCS
| Performance Credit Scheme
|
PD
| Probability of Default
|
PDO
| Public Debt Office
|
PDS
| Public Distribution System
|
PF
| Provident Fund
|
PFC
| Power Finance Corporation
|
PFI
| Public Financial Institution
|
PFls
| Public Financial Institutions
|
PFRDA
| Pension Fund Regulatory and Development Authority
|
PIN
| Personal Identification Number
|
PIO
| Person of Indian Origin
|
PIS
| Portfolio Investment Scheme
|
PKI
| Public Key Infrastructure
|
PLIs
| Prime Lending Institutions
|
PLP
| Potential Linked Plan
|
PLR
| Prime Lending Rate
|
PMGSY
| Pradhan Mantri Gram Sadak Yojana
|
PMGY
| Pradhan Mantri Gramodaya Yojana
|
PMLA
| Prevention of Money Laundering Act
|
PMO
| Primary Market Operations
|
PMRY
| Prime Minister"s Rozgar Yojana
|
PMS
| Portfolio Management Services
|
POA
| Power of Attorney
|
POL
| Petroleum, Oil and Lubricants
|
POS
| Point of Sale
|
PPP
| Public Private Partnership
|
PRD
| Press Relations Division
|
PSB
| Public Sector Bank
|
PSBs
| Public Sector Banks
|
PSRS
| Prudential Supervisory Reporting System
|
PSSC
| Payment and Settlement Systems Committee
|
PSU
| Public Sector Undertaking
|
PTA
| Preferential Trading Agreement
|
PTCs
| Pass-Through Certificates
|
QIB
| Qualified Institutional Buyers
|
QIP
| Qualified Institutional Placement
|
QIS
| Quantitative Impact Study
|
RAROC
| Risk-Adjusted Return On Capital
|
RBS
| Risk Based Supervision
|
RBSB
| Reserve Bank Services Board
|
RBSC
| Reserve Bank Staff College
|
RC
| Reconstruction Companies
|
RCF
| Risk Capital Foundation
|
RCI
| Refinance Corporation For Industry
|
RD
| Recurring Deposit
|
RDBMS
| Relational Data Base Management System
|
REC
| Rural Electrification Corporation
|
REER
| Real Effective Exchange Rate
|
REIT
| Real Estate Investment Trust
|
Repo
| Ready Forward/Repurchase Agreement
|
REPOS
| Ready Forward Contracts
|
RFC(D)
| Resident Foreign Currency (Domestic)
|
RFID
| Radio Frequency Identification
|
RIB
| Resurgent India Bond
|
RIDF
| Rural Infrastructure Development Fund
|
RIN
| Risk Intelligence Network
|
RML
| Reverse Mortgage Loan
|
RNBC
| Residuary Non Banking Company
|
RO
| Regional Office
|
ROA
| Return on Assets
|
ROC
| Registration of Companies
|
ROE
| Return on Equity
|
ROI
| Return on Investment
|
RPCD
| Rural Planning and Credit Department
|
RPT
| Risk Profile Template
|
RSSS
| Recommendations for Securities Settlement System
|
RTGS
| Real Time Gross Settlement
|
RTGS
| Real-Time Gross Settlement
|
RTIA
| Regional Trade and Investment Area
|
RTP
| Reserve Tranche Position
|
SAARC
| South Asian Association for Regional Cooperation
|
SACP
| Special Agricultural Credit Plan
|
SACs
| Settlement Advisory Committees
|
SAD
| Special Additional Duty
|
SAFE
| South Asian Federation of Stock Exchanges
|
SAFTA
| South Asian Free Trade Agreement
|
SAMIS
| Strategic Asset Management Information System
|
SAPTA
| South Asian Preferential Trade Agreement
|
SARFAES
| Securities and Reconstruction of Financial and Enforcement of Security Interest
|
SARFAESI
| Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest
|
SARS
| Severe Acute Respiratory Syndrome
|
SASF
| Stressed Assets Stabilisation Fund
|
SBS
| Shredding and Briquetting System
|
SC
| Securitisation Companies
|
SCRA
| Securities Contracts (Regulation) Act, 1956
|
SDDS
| Special Data Dissemination Standards
|
SDF
| Submission of Declaration Form
|
SDR
| Special Drawing Right
|
SDRM
| Sovereign Debt Restructuring Mechanism
|
SEB
| State Electricity Board
|
SEBI
| Securities and Exchange Board of India
|
SEFER
| Securities held as Foreign Exchange Reserves
|
SEFT
| Special Electronic Funds Transfer
|
SEPUP
| Self-Employment Programme For Urban Poor
|
SERC
| State Electricity Regulatory Commission
|
SEZ
| Special Economic Zone
|
SEZs
| Special Economic Zones
|
SFC
| State Financial Corporation
|
SFCs
| State Financial Corporations
|
SFMS
| Structured Financial Messaging Solution
|
SGL
| Subsidiary General Ledger
|
SGSY
| Swarnajayanti Gram Swarojgar Yojana
|
SHG
| Self Help Group
|
SHGs
| Self-Help Groups
|
SHPI
| Self Help Promoting Institutions
|
SIDC
| Securities Industry Development Corporation
|
SIFI
| Systemically Important Financial Intermediary
|
SIM
| Subscriber Identity Module
|
SIP
| Systematic Investment Plan
|
SIPS
| Systemically Important Payment System
|
SITP
| Strategic Information Technology Plan
|
SJSRY
| Swarna Jayanti Shahari Rojgar Yojana
|
SLBC
| State-Level Bankers’ Committee
|
SLR
| Statutory Liquidity Ratio
|
SLR
| Statutory Liquidity Ratio
|
SLRS
| Scheme of Liberation and Rehabilitation of Scavengers
|
SMA
| Special Mention Account
|
SME
| Small and Medium Enterprises
|
SMP
| Statutory Minimum Price
|
SOFR
| Secured Overnight Financing Rate
|
SOR
| States" Own Revenue
|
SPOM
| Self-Programmable One-Chip Microcomputer
|
SPSU
| State Public Sector Undertaking
|
SPV
| Special Purpose Vehicle
|
Spy
| Special Purpose Vehicle
|
SSI
| Small Scale Industry
|
SSIDC
| State Small Industries Development Corporation
|
SSls
| Small Scale Industries
|
SSS
| Securities Settlement System
|
ST
| Scheduled Tribe
|
STF
| Short-Term Finance
|
STP
| Straight Through Processing
|
STRIPS
| Separate Trading for Registered Interest and Principal of Securities
|
SWIFT
| Society for Worldwide Inter bank Financial Telecommunications
|
SWP
| Systematic Withdrawal Plan
|
T/T
| Telegraphic Transfer
|
TAC
| Technical Advisory Committee
|
TAN
| Transaction Number/Tax Deduction Account Number
|
TBT
| Technical Barriers to Trade
|
TCS
| Tata Consultancy Services
|
TDF
| Technical Development Fund
|
TDICI
| Technology Development and Information Company of India Limited
|
TDS
| Tax Deducted at Source
|
TFCI
| Tourism Finance Corporation of India
|
TFPG
| Total Factor Productivity Growth
|
TIN
| Taxpayer Identification Number
|
ToR
| Terms of Reference
|
TPA
| Tri Partite Agreement
|
TPDS
| Targeted Public Distribution System
|
TQM
| Total Quality Management
|
TUFS
| Technology Upgradation Fund Scheme
|
UBD
| Urban Banks Department
|
UIP
| Uncovered Interest Parity
|
UNCTAD
| United Nations Conference for Trade and Development
|
UPI
| Unified Payments Interface
|
URIF
| Urban Reforms Incentive Fund
|
UTI
| Unit Trust of India
|
VAMNICOM
| Vaikunth Mehta National Institute of Co operative Management
|
VaR
| Value at Risk
|
VAT
| Value Added Tax
|
VCFs
| Venture Capital Funds
|
VCP
| Village Credit Plan
|
VPA
| Virtual Payment Address
|
VRS
| Voluntary Retirement Scheme
|
WADR
| Weighted Average Discount Rate
|
WAN
| Wide Area Network
|
WCDL
| Working Capital Demand Loan
|
WDM
| Wholesale Debt Market
|
WHO
| World Health Organization
|
WMA
| Ways and Means Advance
|
WOS
| Wholly Owned Subsidiary
|
WPI
| Wholesale Price Index
|
WSS
| Weekly Statistical Supplement
|
WTO
| World Trade Organization
|
WWW
| World Wide Web
|
XLRI
| Xavier Labour Relations Institute
|
YTM
| Yield to Maturity
|
ZTC
| Zonal Training Centres
|
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